Car insurance estimate by make and model

Written by

• • Auto insurance
• • Home insurance

Edited by

• • Auto insurance
• • Home insurance

Maggie Kempken is an insurance editor for Bankrate. She helps manage the creation of insurance content that meets the highest quality standards for accuracy and clarity to help Bankrate readers navigate complex information about home, auto and life insurance. She also focuses on ensuring that Bankrate’s insurance content represents and adheres to the Bankrate brand.

Reviewed by

Kenneth Chavis IV is a senior wealth counselor at Versant Capital Management who provides investment management, complex wealth strategy, financial planning and tax advice to business owners, executives, medical doctors, and more.

Edited by

• • Auto insurance
• • Home insurance

Maggie Kempken is an insurance editor for Bankrate. She helps manage the creation of insurance content that meets the highest quality standards for accuracy and clarity to help Bankrate readers navigate complex information about home, auto and life insurance. She also focuses on ensuring that Bankrate’s insurance content represents and adheres to the Bankrate brand.

Reviewed by

Kenneth Chavis IV is a senior wealth counselor at Versant Capital Management who provides investment management, complex wealth strategy, financial planning and tax advice to business owners, executives, medical doctors, and more.

Powered by Coverage.com (NPN: 19966249)

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

The Bankrate Promise

At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here’s an explanation of how we make money . Our content is backed by Coverage.com LLC , a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure.

Why some cars cost more to insure than others Car insurance averages by make and model What are vehicle ‘makes’ and ‘models’? How to get car insurance estimates Other factors that influence your car insurance rate How to save on car insurance Frequently asked questions Methodology

When you’re in the market for a new vehicle, you probably spend a lot of time searching for a car that fits your budget. However, it’s easy to forget to factor car insurance into this major expense. Since insurance rates vary by model, it could help to gather quotes before making your big purchase. Bankrate’s insurance editorial team can help you get started. Our team analyzed average insurance rates from Quadrant Information Services across various makes and models to give you an idea of how much you might pay to insure your new set of wheels.

Insurance Disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Insurance Disclosure

This content is powered by HomeInsurance.com, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Bankrate.com. HomeInsurance.com LLC services are only available in states where it is licensed and insurance coverage through HomeInsurance.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Editorial integrity

Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

Key Principles

We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Editorial Independence

Bankrate’s editorial team writes on behalf of YOU — the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.

How we make money

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.

• Why some cars cost more to insure than others
• Car insurance averages by make and model
• What are vehicle ‘makes’ and ‘models’?
• How to get car insurance estimates
• Other factors that influence your car insurance rate
• How to save on car insurance
• Frequently asked questions
• Methodology

Why some cars cost more to insure than others

It may be a common myth, but the color of a car is not a determining factor in car insurance rates. Body style, however, can have a considerable impact on your car insurance bill. The size of a vehicle, safety ratings and cost of parts required for repair are determined in part by body style. Common body styles include coupes, crossovers, hatchbacks, sedans, SUVs and trucks.

Coupe-style bodies may cost more to insure, as they are associated with sports cars and other types of vehicles capable of faster speeds and riskier driving behaviors. Four-door sedans could cost more, as well. Statistically, they are more likely to be involved in accidents than any other vehicle, aside from light trucks (which also may cost more to insure). Vans may be cheaper to insure because data show they are less likely to be involved in an accident. Large vehicles like vans and SUVs could be less likely to sustain as much damage if they are involved in a crash, too.

Insurance rates also take into account the average cost to repair a vehicle based on its make and model. Vehicles with sports-car-style bodies or luxury trim options can cost more to insure for this reason. Likewise, cars that utilize parts that may be difficult to obtain or install could be more expensive to insure — like electric cars, for example. Cars with high theft rates are also likely to have a higher premium for full coverage car insurance, too, since full coverage includes comprehensive insurance, which could cover auto theft.

The above list of insurance rating factors is not exhaustive, so the best way to find out how much you can expect to pay for your vehicle is to compare quotes from multiple companies.

Car insurance averages by make and model

To help you determine the best car insurance companies for you, we analyzed June 2024 data provided by Quadrant Information Services to identify current average premiums for popular vehicle makes and models. The rates displayed are average annual premiums for full coverage and minimum coverage insurance. Your rate may be higher or lower based on multiple factors unique to you, including your driving history, where you live and the type of coverage you need.